How a Merchant Cash Advance Works

$7,000 to $300,000 per incorporated location. We need to review your last 4 months of credit card processing statements in order to provide you with a proposal for what you may you qualify for. Fax your statements to 1-800-439-1860.

How do I pay the cash advance back?

We take a set percentage daily from your Visa/MasterCard sales, therefore we get paid when you get paid. (No fixed payments and no set time period). You keep all of your cash business, your checks, Diners Club, and Discover Card volume.

How do I qualify?

You must have a merchant account and accept credit cards to qualify for a merchant cash advance. No collateral required and no traditional personal guarantees. NO set payback time period or NO set monthly payment amount. It doesn't matter if you don't have a great credit score, since we do not report to any credit agencies.

When will I find out?

After you submit the online application form, one of our professional representative's will contact you either by phone or email within the next 24 hours.

When do I get the money?

Typically funding takes place within 72 hours after approval. The funds are directly deposited into your business checking account.

What can I use my Merchant Cash Advance For?

You are free to use the funds from your merchant cash advance however you choose.

Can I get a deal like a bank?

South Beach Capital Advance is not a bank. This is not a loan. We provide working capital for businesses who aren’t willing or able to use conventional channels for funding.

Do I have to change credit card processors to be on this program?

In order for you to pay back your cash advance you will need to switch your merchant services to Processing Solutions, one of the best processors in the U.S. OUR PROMISE: We will either beat your current rates and save you money on your credit card processing charges or meet your current rates and give a $100 Visa Gift Card because we couldn't beat them!

How do I get started?

See if our plan is right for you and your business. Fill out our online application and an experienced representative from South Beach Capital Advance will contact you to discuss your options.

Disclaimer: We provide working capital for businesses who aren't willing or able to use conventional channels for loans or funding. Please note, this is a cash advance and not a traditional loan. We are investing in the future success of your business.